Call (940) 367-4634 For Expert Advice
Call (940) 367-4634 For Expert Advice
Get a Personalized Quote from one of Florida's Best Reverse Mortgage Specialists!
Get a Personalized Quote from one of Florida's Best Reverse Mortgage Specialists!
TESTIMONIALS
What Our Clients Say About Us
"'Jonathan Perkins and his team were absolutely fantastic throughout the entire reverse mortgage process. I had so many questions, and they were incredibly patient and thorough in explaining everything. The professionalism and transparency were beyond my expectations, and I never felt pressured at any point. If you're considering a reverse mortgage, I highly recommend working with Jonathan. You’ll be in great hands!"
- Sarah Thompson
''I cannot thank Jonathan Perkins enough for his guidance with our reverse mortgage. His knowledge and attention to detail made the process so much easier and less stressful. Jonathan was always available to answer our questions, and his team went above and beyond to ensure everything was handled efficiently. I would give more than five stars if I could! Highly recommend Jonathan for anyone looking into reverse mortgages."
-Michael Roberts
'"Working with Jonathan Perkins was the best decision we made when exploring reverse mortgage options. His professionalism, expertise, and friendly approach made a complicated process feel simple and straightforward. Jonathan made sure we understood every step and worked hard to get us the best deal possible. We couldn’t be happier with the service we received. Highly recommended!"
- Emily Peterson
TESTIMONIALS
What Our Clients Say About Us
"'Jonathan Perkins and his team were absolutely fantastic throughout the entire reverse mortgage process. I had so many questions, and they were incredibly patient and thorough in explaining everything. The professionalism and transparency were beyond my expectations, and I never felt pressured at any point. If you're considering a reverse mortgage, I highly recommend working with Jonathan. You’ll be in great hands!"
- Sarah Thompson
''I cannot thank Jonathan Perkins enough for his guidance with our reverse mortgage. His knowledge and attention to detail made the process so much easier and less stressful. Jonathan was always available to answer our questions, and his team went above and beyond to ensure everything was handled efficiently. I would give more than five stars if I could! Highly recommend Jonathan for anyone looking into reverse mortgages."
-Michael Roberts
'"Working with Jonathan Perkins was the best decision we made when exploring reverse mortgage options. His professionalism, expertise, and friendly approach made a complicated process feel simple and straightforward. Jonathan made sure we understood every step and worked hard to get us the best deal possible. We couldn’t be happier with the service we received. Highly recommended!"
- Emily Peterson
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
WHAT IS A REVERSE MORTGAGE?
How The Reverse Mortgage Works
A reverse mortgage is a loan secured by your home. It must be your primary residence (that means that you, as the borrower, must live in the home for as long as you have the loan).
This type of loan allows borrowers to access a portion of their tax-free equity without making monthly mortgage payments. No payment is required until the last surviving homeowner moves, dies, or sells the home.
The borrower maintains the home’s title and is responsible for property taxes and homeowner’s insurance payments. The amount borrowers receive is determined by the HUD calculations based on the age of the borrowers (most specifically, the age of the youngest borrowing or non-borrowing spouse), the value of the home or the HUD lending limit, whichever is less and the interest rates in effect at the time.
Borrowers never have to make a monthly payment on reverse mortgage loans. There is never a prepayment penalty, so they can make any payment they wish, including repaying the loan at any time.
About Me
Jonathan Perkins
Mortgage Loan Originator
Jonathan Perkins is a dedicated Mortgage Loan Originator at Glory Mortgage, known for his meticulous attention to detail and commitment to serving clients with the highest level of integrity. With Jonathan, you can expect a personalized approach and a strong fiduciary commitment to ensuring your best interests are always prioritized. Let Jonathan guide you through your next mortgage with the professionalism, expertise, and care you deserve
19
YEARS OF EXPERIENCE IN MORTGAGE LOANS
3000+
5 STAR REVIEWS
3000+
CUSTOMERS HELPED IN THE
EAST FLORIDA AREA
About Me
Jonathan Perkins
Mortgage Loan Originator
Jonathan Perkins is a dedicated Mortgage Loan Originator at Glory Mortgage, known for his meticulous attention to detail and commitment to serving clients with the highest level of integrity. With Jonathan, you can expect a personalized approach and a strong fiduciary commitment to ensuring your best interests are always prioritized. Let Jonathan guide you through your next mortgage with the professionalism, expertise, and care you deserve
19
YEARS OF EXPERIENCE IN MORTGAGE LOANS
3000+
5 STAR REVIEWS
3000+
CUSTOMERS HELPED IN THE
EAST FLORIDA AREA
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Ideal Lending LLC, NMLS 2471779 is not affiliated with or acting on behalf of or at the direction of the Federal Housing Administration (FHA) or any government agency or government-sponsored entity and this offer is not being made by an agency of the government. Ideal Lending LLC is a Licensed Mortgage Lender Servicer, FL MLD2414; Ideal Lending LLC only lends in CO, CT, FL, GA, TN, TX. Refer to www.nmlsconsumeraccess.org and input NMLS 2471779 to see where Ideal Lending LLC is licensed. Equal Opportunity Employer; Equal Opportunity Lender | This is not an offer for extension of credit or commitment to lend. All loans must satisfy underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. Certain restrictions may apply.
© Ideal Lending LLC Office: 5589 Okeechobee Blvd Suite 101, West Palm Beach, FL 33417
Copyright © 2024 Jonathan Perkins LLC. All rights reserved.
We use cookies to help improve, promote and protect our services.
By continuing to use this site, you agree to our privacy policy and terms of use.
This site is not a part of Facebook website or Facebook, Inc.
This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.
Information We Collect
We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.
Information We Disclose
Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.
We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.
All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.
We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.
Copyright © 2024 Jonathan Perkins LLC. All rights reserved.
We use cookies to help improve, promote and protect our services.
By continuing to use this site, you agree to our privacy policy and terms of use.
This site is not a part of Facebook website or Facebook, Inc.
This site is NOT endorsed by Facebook in any way. FACEBOOK is a trademark of FACEBOOK, Inc.
Customer service is very important to us. As we continue to improve and expand our services, we recognize our customers' need and desire to preserve their privacy and confidentiality. Safeguarding our customers' privacy is also very important to us. We have adopted standards that help maintain and preserve the confidentiality of customers' nonpublic personal information. The following Statement affirms our continued efforts to safeguard customer information.
Information We Collect
We gather nonpublic personal information about our customers as may be necessary to conduct business with our customers. We collect nonpublic personal information about you from the following sources:
Information we receive from you on applications or other forms, over the telephone or in face-to-face meetings, and via the Internet. Examples of information we receive from you include your name, address, telephone number, social security number, credit history and other financial information.Information about your transactions with us or others. Examples of information relating to your transactions include payment histories, account balances and account activity.Information we receive from a consumer reporting agency. Examples of information from consumer reporting agencies include your credit score, credit reports and other information relating to your creditworthiness.From employers and others to verify information you have given to us. Examples of information provided by employers and others include verifications of employment, income or deposits.
Information We Disclose
Your personal information will only be retained for the purpose of providing you with our response to your query and will not be made available to any third party except as necessary to be disclosed to any related entity for the purpose intended or as required to be disclosed under law.
By submitting data on our website, the visitor is providing explicit consent to transmission of data collected on the website.
We treat data as confidential within our firm and require a strict adherence of all our employees to data protection and our confidentiality policies.
All visitors, however, should be aware that our website may contain links to other sites that are not governed by this or any other privacy statement.
We reserve the right to amend (that is, add to, delete or change) the terms of this Privacy Statement from time to time.